top of page
soldbynatb
Nov 21, 20171 min read
Lighting Conversion Plan
In 2007, Congress passed an energy act that required new energy-efficient standards for basic light bulbs. Standard incandescent bulbs...
0 views0 comments
soldbynatb
Nov 14, 20171 min read
Holiday Travels
The last thing you want if you’re traveling these holidays is to worry about someone burglarizing your home. Use this check list to add...
0 views0 comments
soldbynatb
Nov 7, 20171 min read
Cash-In Refinance
Would someone really refinance their home and not take money out of it? Certainly, if they could get a lower rate, build equity faster...
0 views0 comments
soldbynatb
Oct 31, 20171 min read
Up-front Points to Lower the Rate
When loans are quoted by lenders, most buyers pay attention to the interest rate but not so much to the points that may be charged along...
0 views0 comments
soldbynatb
Oct 24, 20171 min read
Debt Relief May Trigger Tax
The law expired on December 31, 2016 and unless it is extended again, homeowners with debt relief in 2017 may be subject to tax. A...
0 views0 comments
soldbynatb
Oct 17, 20172 min read
Indecision is Not a Decision
There could be some legitimate reasons for not buying a home but indecision is not one of them. Indecision is rooted in not having enough...
0 views0 comments
soldbynatb
Oct 10, 20172 min read
Risk Rate Relationship
Regardless of what a lender quotes on mortgage rates, the actual rate a borrower pays is based on a number of variables. Lenders...
0 views0 comments
soldbynatb
Sep 26, 20171 min read
Easier to Play the Game
It’s much easier to play a game when you know the rules so you can avoid mistakes that may keep you from winning. Homeownership isn’t a...
0 views0 comments
soldbynatb
Sep 19, 20172 min read
Protecting Your Credit
One of the “big” three credit bureaus recently announced that a massive hack has exposed the personal information of up to 143 million...
0 views0 comments
soldbynatb
Sep 12, 20172 min read
Investing on Your Side of the Fence
The grass tends to look greener on the other side of the fence. Maybe that’s why some people invest in things they don’t understand. It...
0 views0 comments
soldbynatb
Sep 5, 20171 min read
Deductible Dilemma
The purpose of insurance is to shift the risk of loss to a company in exchange for a premium. Most policies have a deductible which...
0 views0 comments
soldbynatb
Aug 29, 20171 min read
Your Home’s Equity Could Be the Answer
A home equity line of credit, HELOC, is a mortgage loan made to homeowners to be used on an as-needed basis. A lender, such as a bank,...
0 views0 comments
soldbynatb
Aug 22, 20171 min read
Which Value Do You Want?
What your home is worth depends on why you ask the question. It could be one value based on a purchase or sale and an entirely different...
0 views0 comments
soldbynatb
Aug 15, 20171 min read
Shorter Term – More Savings
Whether you’re refinancing your current home or buying a new one, something worth considering is a 15-year loan rather than a 30-year...
0 views0 comments
soldbynatb
Aug 8, 20171 min read
Home Energy Aware
After the mortgage payment, the largest homeowner expense is for utilities and the major component is energy. Contributing factors...
0 views0 comments
soldbynatb
Aug 1, 20171 min read
Home Safe Home
Home is a place you should feel safe and secure. Sometimes, we take it for granted and unfortunately, we do need to remain vigilant about...
0 views0 comments
soldbynatb
Jul 25, 20171 min read
Other People’s Money for College
Consider the goal of funding a child’s college education in the future. If “other people’s money” in the form of a scholarship is not a...
0 views0 comments
soldbynatb
Jul 18, 20171 min read
Assumptions are an Alternative
In the late 80’s, both FHA and VA began requiring buyers to qualify to assume their mortgages. The main reason there haven’t been many...
0 views0 comments
soldbynatb
Jul 11, 20171 min read
Family & Friends Mortgage
Anytime a lender and borrower can agree on rates and terms, it can be a good match but IRS has specific rules that govern the transaction...
0 views0 comments
soldbynatb
Jul 4, 20171 min read
Down Payment Problem – Are You Sure?
There is increasing difficulty for first-time home buyers to save for their down payment as indicated in the graph. Several factors that...
0 views0 comments
bottom of page