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soldbynatb
Apr 17, 20181 min read
Case Study – Housing Decision During Retirement
A couple is planning to tour the United States in a travel trailer during their first few years of retirement. They are going to sell...
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soldbynatb
Apr 10, 20181 min read
Waiting Period After Distressed Sale
“How long do we have to wait to qualify for another mortgage” is the question concerning people who’ve had a foreclosure, short sale or...
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soldbynatb
Apr 3, 20181 min read
Waiting Will Cost More
With the first quarter of 2018 in the books, the 30-year fixed rate mortgage is nearing what Freddie Mac predicted it would be in the...
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soldbynatb
Mar 27, 20182 min read
FHA Advantages
The Federal Housing Administration, operating under HUD, offers affordable mortgages for tens of thousands of buyers who may not qualify...
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soldbynatb
Mar 20, 20181 min read
Standard or Itemized
Taxpayers can decide each year whether to take the standard deduction or their itemized deductions when filing their personal income tax...
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soldbynatb
Mar 13, 20181 min read
Inventory Continues to be a Challenge
In any given market, inventories fluctuate based on supply and demand considering area and price range. The National Association of...
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soldbynatb
Mar 6, 20181 min read
Your Refund Could be the Difference
One of the silver linings to filing your income tax return is finding out that you are going to receive a refund. If you happen to be one...
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soldbynatb
Feb 27, 20181 min read
Fair Skies on Horizon
Buyers who have been concerned about what might happen to the tax laws affecting home ownership should feel more comfortable about moving...
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soldbynatb
Feb 20, 20182 min read
Historical Perspective
In 1968, mortgage rates were 8.5%. The next year, rates went down to 7%. Homeowners could buy a 15-20% larger home for the same payments...
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soldbynatb
Feb 6, 20182 min read
Convincing Advantages with Standard Deduction
The new tax law doubles the standard deduction and it is estimated that over 90% of taxpayers will elect to use it. However, even without...
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soldbynatb
Jan 30, 20182 min read
Lower Your Expenses without PMI
Mortgage loans for more than 80% loan-to-value typically require private mortgage insurance. Mortgage insurance reimburses the lender if...
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soldbynatb
Jan 23, 20182 min read
Ready for Retirement
It can be shocking to hear how many people spend more time planning their vacation or next mobile phone purchase than planning for...
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soldbynatb
Jan 16, 20181 min read
Balancing Risk and Deductibles
The benefit of insurance is to transfer the risk of loss to a company in exchange for a premium. The deductible is an amount the insured...
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soldbynatb
Jan 9, 20182 min read
Homeowner Tax Changes
The new tax law that was signed into effect at the end of 2017 will affect all taxpayers. Homeowners should familiarize themselves with...
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soldbynatb
Jan 2, 20181 min read
Surprise When Renting Your Home
Planning to go to the Masters next April 2-9th and don’t have a place to stay. Each year, there are homeowners who rent their home for a...
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soldbynatb
Dec 26, 20172 min read
Prevent False Home Security Alarms
Some police departments report as high as 98% of calls are false alarms. Not only is this an incredible waste of police resources that...
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soldbynatb
Dec 19, 20172 min read
ATM Safety Tips
During the holidays as throughout the year, getting cash from an ATM is normal for many people. ATM’s are available 24 hours a day and...
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soldbynatb
Dec 12, 20171 min read
Eleventh Hour Gifts Without Shopping
If you’re beginning to feel the pressure of running out of time to find the perfect gift, here are a few suggestions that may not be on...
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soldbynatb
Dec 5, 20171 min read
Do You Have the Money to Retire?
You’ve got $500,000 in liquid assets for your retirement and you’re still 15 years away. All your bills are paid; you have a small...
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soldbynatb
Nov 28, 20172 min read
FHA is a Good Option
FHA insured mortgages serve a sector of the market that is not necessarily being met by other loan programs. Securing an 80% conventional...
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